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Student Checking Account

Student Checking Account

  • No minimum balance required
  • No monthly maintenance fees
  • No minimum deposit to open
OPEN NOW

Available to students 13 to 25 years of age. Applicants under age 18 may be required to open account jointly with a parent, legal guardian, or other adult.

Student Checking Account

Student Checking Account

  • No minimum balance required
  • No monthly maintenance fees
  • No minimum deposit to open
  • No minimum balance required
  • No monthly maintenance fees
  • No minimum deposit to open
OPEN NOW

Available to students 13 to 25 years of age. Applicants under age 18 may be required to open account jointly with a parent, legal guardian, or other adult.

 What Students Enjoy 

 What Students Enjoy 

Free ATMs Nationwide

Unlimited free in-network ATMs and five free out-of-network ATM refunds per statement cycle.1

Highly Rated App2

Track balances, manage money, and customize alerts.

Access to Zelle®2, 3

Provides a fast, easy way to send and receive money.

Why Parents Love It

Why Parents Love It

Students have a debit card of their own — while parents maintain access

Parental features — monitor, manage, and assist their financial success

Easy-to-use app — stay connected on the go

OPEN NOW
OPEN NOW

Accolades For Our App

Accolades For Our App

Our enhanced mobile app2 is top-rated — see what our customers have to say!

4.8

1.95K reviews on 

Google Play

4.8

12.6K ratings on 

App Store

1. ATM Fees. No Wintrust Financial Corporation (‘WTFC’) transaction charge at ATMs in the Allpoint, ATM Access (Town Bank customers only), MoneyPass, or Sum networks. Banks outside the network may impose ATM surcharges. Up to 5 surcharge fees assessed by owners of domestic ATMs outside the network will be reimbursed each statement cycle. Reimbursement excludes 1.10% International Service fee for certain foreign transactions conducted outside the continental U.S.

2. Digital Banking Services. Online or mobile banking required to access Zelle®. Internet/mobile connectivity required. Mobile banking required to access remote deposit capture. Deposits made through mobile banking or remote deposit capture are subject to deposit limits & funds are typically available by next business day. Deposit limits may change at any time. Third-party message/ data rates & other restrictions may apply. For more information go to wintrust.com/agreement-and-disclosure.

3. Zelle®. Zelle® is intended for sending money to people and businesses you trust. Dollar & frequency limits apply. Transactions between enrolled consumers/users typically occur in minutes. To send or receive money with Zelle®, both parties must have an eligible checking or savings account.
Zelle® & the Zelle® related marks are wholly owned by Early Warning Services, LLC & are used herein under license.